Posts by John Lande

John Lande primarily represents financial institutions, privately held businesses, and municipal utilities. He has experience dealing with a variety of legal topics including creditors’ rights in bankruptcy, business torts, agency regulatory actions, municipal lawcontract disputes, and business dissolutions. John has represented clients in numerous hearings and trials in Iowa district court, federal court, and appeals to the Iowa Court of Appeals, Iowa Supreme Court, and Eighth Circuit Court of Appeals.

John advises financial institutions on a variety of topics including cybersecurity, internal/criminal investigations, check and wire fraud, insider transactions, collections, examinations, and enforcement actions. His focus is on helping banks implement best practices to avoid litigation and disputes in the future. John has appeared at hearings before the Iowa Division of Banking, FDIC, and Federal Reserve in Iowa and Washington D.C.

John also serves as general counsel to municipal utilities. He advises utilities on governance, open record and meetings laws, rates, public bidding, and any other legal issues they may confront.

John is chair of the firm’s Cybersecurity, Data Breach, & Privacy practice group. He regularly contributes to the firm’s Cybersecurity Law and Banking Law Blogs.

Posted on 04/15/2026 at 09:10 AM by John Lande

FDIC Rescinds Representment Guidance

On April 10, 2026, the FDIC finally officially rescinded its 2022 guidance on representment NSF fees. The prior guidance...

Posted on 04/13/2026 at 11:12 AM by John Lande

Stablecoins Could Pay Interest

Banks are already facing the prospect of competing for deposits with issuers of stablecoins. A new report suggests that...

Posted on 01/20/2026 at 12:26 PM by John Lande

New Reg E Liability: The AI Bought That, Not Me!

Artificial intelligence (“AI”) tools are expanding into every aspect of consumers’ daily lives. That proliferation has t...

Posted on 11/10/2025 at 11:27 AM by John Lande

It’s Mechanics’ Lien Time

There is no question that the U.S. economy is under stress from several factors. One sector where stress is turning into...

Posted on 07/09/2025 at 03:22 PM by John Lande

Federal Regulators Looking Into Payment Fraud

Banks are aware of the scourge of payment fraud on their institutions and customers. This blog previously covered ways t...

Posted on 02/06/2025 at 09:01 AM by John Lande

Congress Tries Again to Repeal Section 1071

Congress is once again considering repealing Section 1071 of the Dodd-Frank Act. On February 4 Congressman Roger William...

Posted on 02/03/2025 at 10:12 AM by John Lande

Banks May Be Liable for Fraudulent Consumer Wire Transfers

The New York Attorney General (“NYAG”) filed a lawsuit that may ultimately clarify whether banks are liable for fraudule...

Posted on 01/31/2025 at 10:23 AM by John Lande

Who Gets the Money from a Joint Account?

Joint accounts provide flexibility to accountholders and ease administration for financial institutions by allowing husb...

Posted on 09/11/2024 at 11:29 AM by John Lande

Combatting Check Fraud

Over the last several months, banks all across Iowa have dealt with an increasing volume of fraudulent checks. The typic...