Blog posts in tag CFPB

Not so fast: CFPB's arbitration rules indefinitely delayed

Posted on 04/05/2017 at 08:34 AM by John Lande

Categories: Banking Law, John Lande

Tagged As: arbitration, arbitration clauses, bank accounts, bank deposits, bankruptcy, banks, business law, CFPB, debt, Dodd-Frank, Dodd-Frank Wall Street Reform and Consumer Protection Act, fiduciary duty, financial fraud, fraud, fraudulent wire transfers, internet banking, Iowa banking law, Iowa banking law attorney, Iowa banking lawyers, Iowa business organization, legal advice, online banking, Regulation E, Richard Cordray, UCC, Uniform Commercial Code, verification requirements, business organization, creditor, finance & banking

Not so fast: CFPB's arbitration rules indefinitely delayed

In May 2016, the Consumer Financial Protection Bureau (“CFPB”) proposed new rules that limit financial insti...

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Will the CFPB stay unconstitutional?

Posted on 11/28/2016 at 09:21 AM by John Lande

Categories: Banking Law, John Lande

Tagged As: CFPB, Court of Appeals for the Federal Circuit, Iowa banking, President-Elect Trump, Richard Cordray, Security Exchange Commission, PHH Corp v CFPB, President Trump

Will the CFPB stay unconstitutional?

On October 11, 2016, the United States Court of Appeals for the District of Columbia ruled that the CFPB’s structu...

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Some regulatory relief: Rule amending GLBA annual notice requirements proposed

Posted on 07/14/2016 at 12:30 PM by Jesse Johnston

Categories: Banking Law, Jesse Johnston

Tagged As: CFPB, Consumer Financial Protection Bureau, FAST Act, Fixing America's Surface Transportation Act, GLBA, Gramm Leach Bliley Act, Iowa banking law, President Obama

Some regulatory relief: Rule amending GLBA annual notice requirements proposed

In December of 2015, President Obama signed the “Fixing America’s Surface Transportation Act” (FAST Ac...

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More reasons the CFPB may be unconstitutional

Posted on 04/25/2016 at 10:44 AM by John Lande

Categories: Banking Law, John Lande

Tagged As: CFPB, CFPB authority, Iowa banking law, Richard Cordray

More reasons the CFPB may be unconstitutional

This blog has been covering recent litigation challenging the constitutionality of the CFPB. Previously, National Bank o...

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The reasons the CFPB may be constitutional

Posted on 04/22/2016 at 12:53 PM by John Lande

Categories: Banking Law, John Lande

Tagged As: CFPB, Federal Reserve, Iowa banking law, Richard Cordray

The reasons the CFPB may be constitutional

This blog has been monitoring ongoing litigation challenging the constitutionality of the Consumer Financial Protection...

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Dwolla, Inc.: No data security breach, expanded CFPB reach

Posted on 03/22/2016 at 08:39 AM by The Newsroom

Categories: Banking Law, Cybersecurity Law

Tagged As: CFPB, cyber attacks, cybersecurity, data security, Dwolla, enforcement action, Iowa banking law, Iowa cybersecurity law, online payment system, security breach, security measures required by CFPB

Dwolla, Inc.: No data security breach, expanded CFPB reach

Late last week, the Consumer Financial Protection Bureau (“CFPB”) issued an enforcement action against the I...

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Credit where credit Is due: Iowa Supreme Court rules overdraft protection Is not credit

Posted on 03/07/2016 at 07:23 AM by Jesse Johnston

Categories: Banking Law, Jesse Johnston

Tagged As: CFPB, Consumer Financial Protection Bureau, ICCC, Iowa banking, Iowa Consumer Credit Code, Iowa Supreme Court, Legg v. West Bank, nonsufficient funds, overdraft fees, overdraft protection

Credit where credit Is due: Iowa Supreme Court rules overdraft protection Is not credit

Co-Authored with John E. Lande The Iowa Supreme Court filed two opinions last week that affect Iowa chartered banks'...

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CFPB needs more time to respond

Posted on 03/07/2016 at 07:23 AM by John Lande

Categories: Banking Law, John Lande

Tagged As: briefing schedule, CFPB, Iowa banking law, Richard Cordray, Sean Duffy, State National Bank of Big Spring

CFPB needs more time to respond

This blog previously discussed the briefing timeline for the pending challenge to the constitutionality of the CFPB. Aft...

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What happens if the CFPB couldn't issue rules?

Posted on 03/07/2016 at 07:24 AM by John Lande

Categories: Banking Law, John Lande

Tagged As: CFPB, Dodd-Frank, NLRB, Richard Cord, unconstitutional

This is the third in a three-part series on the CFPB. This blog recently covered the ongoing challenge to the existence...

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The reasons the CFPB may be unconstitutional

Posted on 03/07/2016 at 07:24 AM by John Lande

Categories: Banking Law, John Lande

Tagged As: CFPB, Dodd-Frank, Federal Reserve, President Obama, Richard Cordray

This is the second in a three-part blog series on the CFPB. On November 6, 2015, State National Bank of Big Spring (Bank...

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