Blog posts in category John Lande

Wire Fraud in the Age of AI

Posted on 05/26/2026 at 10:43 AM by John Lande

Categories: Dickinson Bradshaw News, John Lande

Tagged As: AI, Article 4A Uniform Commercial Code, artificial intelligence, fraudulent wire transfers, UCC, unauthorized wire transfers , wire fraud, Uniform Commercial Code , Mythos artificial intelligence platform

Wire Fraud in the Age of AI

Wire transfer fraud continues to be a major source of loss for both banks and businesses. Though the schemes vary, they...

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FDIC Rescinds Representment Guidance

Posted on 04/15/2026 at 09:10 AM by John Lande

Categories: Banking Law, Dickinson Bradshaw News, John Lande

Tagged As: FDIC, FDIC guidance, NSF, Non-Sufficient Funds , NSF fees

FDIC Rescinds Representment Guidance

On April 10, 2026, the FDIC finally officially rescinded its 2022 guidance on representment NSF fees. The prior guidance...

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Stablecoins Could Pay Interest

Posted on 04/13/2026 at 11:12 AM by John Lande

Categories: Banking Law, Dickinson Bradshaw News, John Lande

Tagged As: Banking & Finance Law, Stablecoins, The GENIUS Act of 2025, The CLARITY Act , White House Council of Economic Advisers

Stablecoins Could Pay Interest

Banks are already facing the prospect of competing for deposits with issuers of stablecoins. A new report suggests that...

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New Reg E Liability: The AI Bought That, Not Me!

Posted on 01/20/2026 at 12:26 PM by John Lande

Categories: Banking Law, Cybersecurity Law, Dickinson Bradshaw News, John Lande

Tagged As: Regulation E, artificial intelligence, AI, Electronic Funds Transfer Act, EFTA, McKinsey & Company , agentic AI , OpenAI, ChatGPT

New Reg E Liability: The AI Bought That, Not Me!

Artificial intelligence (“AI”) tools are expanding into every aspect of consumers’ daily lives. That proliferation has t...

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It’s Mechanics’ Lien Time

Posted on 11/10/2025 at 11:27 AM by John Lande

Categories: Construction Law, Dickinson Bradshaw News, John Lande

Tagged As: commercial contractors, construction, contractors, Iowa mechanics' liens, mechanics' liens, commercial construction

It’s Mechanics’ Lien Time

There is no question that the U.S. economy is under stress from several factors. One sector where stress is turning into...

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ProPublica Article Cites Dickinson Bradshaw Attorney John Lande

Posted on 07/10/2025 at 09:37 AM by The Newsroom

Categories: Banking Law, Dickinson Bradshaw News, John Lande

Tagged As: John E. Lande, John Lande, ProPublica, bank fraud

ProPublica Article Cites Dickinson Bradshaw Attorney John Lande

Attorney John Lande, chair of the firm’s Cybersecurity, Data Breach, & Privacy practice group and frequent blogger on ba...

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Federal Regulators Looking Into Payment Fraud

Posted on 07/09/2025 at 03:22 PM by John Lande

Categories: Banking Law, Dickinson Bradshaw News, John Lande

Tagged As: FDIC, Federal Reserve, John Lande, OCC, payment fraud, electronic fund transfer fraud

Federal Regulators Looking Into Payment Fraud

Banks are aware of the scourge of payment fraud on their institutions and customers. This blog previously covered ways t...

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Attorney John Lande Featured on The Price of Business

Posted on 03/19/2025 at 03:13 PM by The Newsroom

Categories: Banking Law, Cybersecurity Law, Dickinson Bradshaw News, John Lande

Tagged As: John E. Lande, The Price of Business Radio Show

Attorney John Lande Featured on The Price of Business

Attorney John Lande of Dickinson Bradshaw recently appeared on the nationally syndicated Price of Business radio show to...

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Congress Tries Again to Repeal Section 1071

Posted on 02/06/2025 at 09:01 AM by John Lande

Categories: Banking Law, Dickinson Bradshaw News, John Lande

Tagged As: banking regulations, banking regulatory compliance, CFPB, Dodd-Frank Act, U.S. Congress, U.S. Senate

Congress Tries Again to Repeal Section 1071

Congress is once again considering repealing Section 1071 of the Dodd-Frank Act. On February 4 Congressman Roger William...

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Combatting Check Fraud

Posted on 09/11/2024 at 11:29 AM by John Lande

Categories: Banking Law, Dickinson Bradshaw News, John Lande

Tagged As: counterfeit checks, check fraud

Combatting Check Fraud

Over the last several months, banks all across Iowa have dealt with an increasing volume of fraudulent checks. The typic...

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