Blog posts in category David Gonzales

Community Bank Alert: FDIC’s Brokered Deposit Rule

Posted on 04/08/2021 at 01:51 PM by David Gonzales

Categories: Banking Law, David Gonzales

Tagged As: Brokered Deposit Rule, community bankers, community banks, deposit broker, FDIC, Federal Deposit Insurance Act, Federal Deposit Insurance Corporation, Primary Purpose Exception

Community Bank Alert: FDIC’s Brokered Deposit Rule

The Federal Deposit Insurance Corporation (FDIC) recently amended the Brokered Deposit Rule in order to clarify the depo...

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Looming LIBOR Transition: Bank Planning Should Start Now

Posted on 07/20/2020 at 11:17 AM by David Gonzales

Categories: Banking Law, David Gonzales

Tagged As: Consumer Financial Protection Bureau, interest rates, LIBOR, London Interbank Offer Rate , Prime Rate, Regulation Z, Secure Overnight Funding Rate , SOFR, Truth in Lending Act

Looming LIBOR Transition: Bank Planning Should Start Now

The London Interbank Offer Rate (LIBOR) is the basis index for a large number of financial instruments from interest rat...

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Federal Banking Regulators Issue Community Bank Leverage Guidance in Accordance with CARES Act

Posted on 04/07/2020 at 02:27 PM by David Gonzales

Categories: Banking Law, David Gonzales

Tagged As: bank regulations, CARES Act, community bankers, Coronavirus, COVID-19, FDIC, Federal Reserve, OCC, The Coronavirus Aid, Relief, and Economic Security Act

Federal Banking Regulators Issue Community Bank Leverage Guidance in Accordance with CARES Act

The recent passage of the CARES Act included language encouraging increased lending from community banks by relaxing lev...

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Cannabis Banking: Dickinson attorneys to present at Community Bankers of Iowa Leadership Conference

Posted on 02/06/2020 at 10:13 AM by The Newsroom

Categories: Agribusiness Law, Agricultural Law, Banking Law, Business Law, David Gonzales, Emily Staudacher

Tagged As: banking, Banking & Finance Law, banking in Iowa, cannabis, cannabis banking , CBI Leaders of Tomorrow, David Gonzales , Emily McGovern, Emily Staudacher, hemp, hemp agriculture, hemp farming, marijauna

Cannabis Banking: Dickinson attorneys to present at Community Bankers of Iowa Leadership Conference

Attorneys David Gonzales, Emily Staudacher and Emily McGovern will be presenting a breakout session on Cannabis Banking...

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Iowa Supreme Court Clarifies Powers and Plan Due Dates for Existing Guardianships and Conservatorships

Posted on 11/21/2019 at 03:24 PM by David Gonzales

Categories: Banking Law, David Gonzales

Tagged As: Banking & Finance Law, Conservatorship, Guardianship, guardianship attorney, Iowa Conservatorship Law, Iowa Supreme Court

Iowa Supreme Court Clarifies Powers and Plan Due Dates for Existing Guardianships and Conservatorships

This afternoon the Iowa Supreme Court issued a Supervisory Order clarifying powers and initial plan due dates for existi...

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On Demand Webinar: Conservatorship Banking

Posted on 09/27/2019 at 12:16 PM by The Newsroom

Categories: Banking Law, David Gonzales, Video

Tagged As: Banking & Finance Law, Conservatorship, Dickinson's Banking Law Group, Iowa Conservatorship Law, On Demand, Webinar

On Demand Webinar: Conservatorship Banking

Changes are coming to Iowa conservatorship law for financial institutions on January 1, 2020. Hosted by Dickinson Law an...

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The Treasury Department, Old Time Hockey and the Beneficial Owner Rule

Posted on 06/03/2019 at 03:18 PM by David Gonzales

Categories: Banking Law, David Gonzales

Tagged As: Dickinson Attorneys, Dickinson Law, Iowa banking law, Treasury department

The Treasury Department, Old Time Hockey and the Beneficial Owner Rule

Many hockey fans, like myself, love the Paul Newman classic Slap Shot. The movie is typically known for either the bruta...

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Do I Really Have to Send These Crummey Notices? It Depends on the “Totality of Circumstances”

Posted on 10/11/2018 at 12:19 PM by David Gonzales

Categories: Banking Law, David Gonzales, Trusts & Estates Law

Tagged As: Crummey Trusts, Iowa Trusts & Estates Law, trusts and estates, trusts and estates law

Do I Really Have to Send These Crummey Notices? It Depends on the “Totality of Circumstances”

My last blog, The Crummey Side of Trust Banking, examined the basics of the Irrevocable Life Insurance Trust. One of the...

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